Additional Services We Offer

Sign up for ACH Origination

Reduce check production, reconciliation and postage costs and reduce the potential of paper-based fraud by setting up electronic payments for vendors and employees.

Remote Deposit Capture

Remote Deposit Capture is a process that allows any size business, non-profit, or municipality to deposit checks into a bank account without having to deliver actual checks to the bank.

Bill Pay

Make your life easier by signing up for our FREE online bill pay.

Client Services

Our employees are tenured professionals with years of banking experience. They are your Relationship Managers and are ready and willing to work with you to provide solutions for any of your needs.

Credit Card

Citizens State Bank is happy to provide you with the option of having a credit card through The Independent Bankers Bank.

Digital Banking

Provides easy visibility into your accounts through a single point of access. Access statements at any time, set up automatic bill pay, add alerts and tansfer funds between accounts.

Elite Digital Payments

Our enhanced form of Digital Banking allows you to manage your money in an even more digital environment.

Merchant Services

Provide your customers with flexible payment options, and provide your business with the debit and credit card payment processing solution you need.

Fraud Protection
Positive Pay -ACH

Secure your business account from fraud with our positive pay solution.

Learn more…


Connect two or more accounts to automate cash flow management.

Telephone Banking

At Citizens State Bank we’re always happy to serve you in person; however, for quick automated and 24 hour a day access to your account, you can call 877.877.4663.


Whether you want to send money to your children in college or to a business associate across the world, Citizens State Bank can help you with a wire transfer.

Phone: 877.621.7658 | Email: | P.O. Box 109 | Woodville, TX 75979