• Learn about your economic impact payment.
  • COVID:19 - A message to our customers.
  • For your protection, lobbies are closed.  Drive-thru services are operating under regular business hours.  Safely meeting your banking needs is our top priority.
  • Learn to protect yourself from fraud. Visit our fraud prevention center.

Client Service

At Citizens State Bank the client comes first. Please let us know if we can help you in any way by clicking here.

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Report Fraud or Lost/Stolen Cards

In case of debit card fraud contact us immediately at 800.889.5280. If your card is lost or stolen call us at 800.528.2273.

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Mobile Banking

Download our mobile app. for banking on the go from either Google Play or the App Store.

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Digital Banking

Join our Digital Banking experience and manage your accounts from anywhere.

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Financial Calculators

For your convenience, financial calculators are available to help you.

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Additional Services

We offer a wide variety of services, information, resources and tools for your use.

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Citizens State Bank is Committed to Economic and Individual Growth


We know you have a choice when it comes to selecting a financial institution and we appreciate that you are considering us. It’s important to be positive the bank you choose not only offers the services you need, but also has a culture you can trust and respect. We are happy to answer any questions you have. In addition, feel free to visit any of our five locations to meet our local bankers. They’ll give you personal attention and professional service, the kind of which only a community-committed local bank, such as us, can offer.

Citizens State Bank has been in business for 99 years. Since our founding in 1919, we have been helping our clients achieve their goals, whether it is to open or grow their business, build a home, save for college or just have a hassle-free banking experience. We are community banking as it should be.
At Citizens State Bank you aren’t just a number. We use technology to modernize our capabilities and combine them with traditional service in order to provide you with the best of both worlds. We understand that a cookie cutter approach doesn’t meet the needs of our unique clients. As a result we work with you to create a product that is exactly what you need.
Community banking is more than what we do, it’s who we are. Our staff members are from the community and are ready to give back in every way possible. We’re actively involved with local businesses, school districts and community outreach.
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