RATES

The products listed below all earn interest. If you have any questions please don’t hesitate to contact us at 877-621-7658

Personal NOW Checking
Classic NOW Checking
Vision Money Market
Personal Savings
Certificate of Deposits
IRAs

 

68Checking & Savings Accounts

Account Type Min. Opening Deposit Min. Balance to Obtain Annual Percentage Yield Interest Rate Annual Percentage Yield
Personal NOW Checking $1,000.00 $1,000.00 0.050% 0.05%
Classic NOW Checking $500.00 $500.00 0.050% 0.05%

Vision Money Market

$2,000.00 $2,000.00-4,999.99
$5,000.00-9,999.99
$10,000.00-24,999.99
$25,000.00-49,999.99
$50,000.00 and over
0.049%
0.056%
0.064%
0.087%
0.095%
0.04%
0.05%
0.06%
0.08%
0.09%
Progress Savings $100.00 0.100%

0.10%

Certificate of Deposits

Asset Builder $25.00 0.449% 0.45%
7 to 89 Days $1,000.00 0.070% 0.07%
90 to 179 Days $1,000.00 0.100% 0.10%
180 to 364 Days $1,000.00 0.200% 0.20%
12 Months $1,000.00 0.449% 0.45%
18 Months $1,000.00 0.499% 0.50%
24 Months $1,000.00 0.549% 0.55%
30 Months $1,000.00 0.598% 0.60%
36 Months $1,000.00 0.648% 0.65%
48 Months $1,000.00 0.747% 0.75%
60 Months $1,000.00 0.847% 0.85%
Step-Up Rate – 36 Months $5,000.00 0.648% 0.65%
Step-Up Rate – 48 Months $5,000.00 0.747% 0.75%
Step-Up Rate – 60 Months $5,000.00 0.847% 0.85%

IRA Accounts

Account Life Min. Opening Deposit Interest Rate Annual Percentage Yield
180 to 364 Days $1,000.00 0.200% 0.20%
12 Months $1,000.00 0.449% 0.45%
18 Months $1,000.00 0.499% 0.50%
24 Months $1,000.00 0.549% 0.55%
30 Months $1,000.00 0.598% 0.60%
36 Months $1,000.00 0.648% 0.65%
48 Months $1,000.00 0.747% 0.75%
60 Months $1,000.00 0.847% 0.85%

 

Loans

Loan rates vary depending on the type and size of the loan. If you would like to know more about our rates contact one of our Loan Managers. They will be happy to answer all of your questions and help you in any way they can. You can contact us using the link below or call us at 409.283.2561

Interest Rates and Annual Percentage Yields are subject to change. Fees could reduce the earnings on the account. A penalty may be imposed for early withdrawal of a Certificate of Deposit.

Phone: 877.621.7658 | Email: csb@citizensbank.net | P.O. Box 109 | Woodville, TX 75979