Citizens State Bank



Personal Banking

Checking | Savings | Money Market | CDs / IRAs | Loans | Services

Loans
Consumer - New Auto Consumer - Used Auto

72 Month Maximum Term
Minimum of $20,000

Less than 15,000 miles
110% Maximum LTV (Loan to Value)
Fixed Rate

60 Month Maximum Term
Maximum of 75,000 miles

100% Maximum LTV (Loan to Value)
Fixed Rate
Consumer - Boat Consumer - Goods
60 Month Maximum Term
80% Maximum LTV (Loan to Value)
Fixed Rate
36 Month Maximum Term
80% Maximum LTV (Loan to Value)
Fixed Rate
Commercial - Construction Commercial - Permanent
24 Month Maximum Term
80% Maximum LTC (Loan to Cost)
Fixed Rate
180 Month Maximum Term
80% Maximum LTC (Loan to Cost)
Variable Rate
Real Estate - 1/4 Family Construction Real Estate - 1/4 Family Permanent
12 Month Maximum Term
85% Maximum LTC (Loan to Cost)
Fixed Rate
360 Month Maximum Term
80% Maximum LTC (Loan to Cost)
Variable Rate
Real Estate - 1/4 Family Lot Real Estate - Investment Property
180 Month Maximum Term
80% Maximum LTC (Loan to Cost)
Variable Rate
180 Month Maximum Term
80% Maximum LTC (Loan to Cost)
Variable Rate

 

Apply today!

For a Consumer loan application, simply click the link below to complete and submit the form through a secure connection.  A loan representative will be in touch soon.

Click here to complete a consumer loan form online.

 

For a Real Estate loan application, click the following link to complete our application online and it will be submitted directly to our loan representatives.

Click here to complete a Real Estate loan form online

    
   
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