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Personal Banking

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Personal CDs
Certificate of Deposit
Earn a higher rate than other interest bearing accounts, but have early withdrawal penalties. CDs are available in varying time intervals.

*Minimum opening deposit of $1,000.
Asset Builder CD
Earns interest at a rate slightly lower than the 1 yr CD rate.
Requires as least $25.00 deposit per month.

* Minimum opening deposit if $25.00
Personal IRAs
A personal retirement savings program, but with early withdrawal penalties. Contributions may be tax deductible.
  A penalty may be imposed for early withdrawal for Certificate of Deposit.
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