Citizens State Bank



Personal Banking

Checking | Savings | Money Market | CDs / IRAs | Loans | Services

Checking Accounts
Advantage Checking- GO GREEN
For Clients wanting a paper-free "Green" no cost checking account. Other features include unlimited transactions, online statements, Visa check card, internet banking and bill pay. 

*There will be a $5.00 fee for monthly statement printing fee until opt in for e-statements is completed and a $35.00 charge on each overdraft or return item.  Minimum opening balance of $20.00. 

Security Checking
For Clients wanting a relational account.  Other features include mailed statements, online statements, unlimited transactions, Visa check card, internet banking and bill pay.

*No service charge for balances over $499.99, otherwise a monthly $5.00 fee applies. There will be a $35.00 charge on each overdraft or return item. Minimum opening balance of $20.00. 

Personal Now Checking
For Clients wanting the flexibility of a checking account while earning interest.  Other features include mailed statements, online statements, unlimited transactions, Visa check card, internet banking and bill pay.

*No service charge for balances over $999.99, otherwise a monthly $10.00 fee applies.  Interest applies daily for balances over $999.99.  Excessive transactions may be subject to a fee when minimum balance is not met.   Minimum opening balance of $1,000.00.                                           

Classic Now Checking
For Clients age 55 and older wanting a relational account while earning interest with 3 stop payments free monthly, 3 cashier checks free monthly, and free basic checks (1box per order). Other features include mailed statements, online statements, unlimited transactions, Visa check card, internet banking and bill pay.

*No service charge for balances over $499.99, otherwise a monthly $10.00 fee applies. Interest applies daily for balances over $499.99.  Excessive transactions may be subject to a fee when minimum balance is not met.  There will be a $35.00 charge on each overdraft or return item. Minimum opening balance of $500.00.      

 

Call us today for more details or you may complete an application online to open a new account.  Simply click the link below, complete the form and submit through a secure connection.  Let’s get started on opening a new account!  A representative will be in touch soon. 

Click here to complete the form for a new account.

We are ready to serve you!

    
   
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