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Personal Savings Accounts

Save and grow your money

Personal Savings

A great way to save money. For more information on interest rates associated
with this account, please review the Rates page.
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*For interest bearing checking accounts, click here.

Let Citizens State Bank Help You Save

Savings Account Details

Personal Savings

  • Opening Deposit: $100.00
  • Interest Bearing: Yes
  • Statements: Quarterly
  • Quarterly Fees: There is a $5.00 quarterly fee; however, if your account balance is $25.00 or greater this fee will be waived. Additional fees may apply
  • Monthly Transaction Limits: There is a maximum of six (6) transfers from your account each four (4) week or similar period, if by preauthorized or automatic transfer, or telephone agreement, order or instruction or by check, draft, debit card or similar order (including POS transactions), made by the depositor and payable to third parties.

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Revisit Your Saved Application

Savings Account Features

Client Service

Our staff is eager to help you.

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Mobile Banking

For easy, on-the-go access download our mobile app.

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Digital Banking

For easy, on-the-go access all you have to do is sign up.

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Financial Calculators


For your convenience, several financial calculators are provided below.

College Savings

Planning for the future is important, this calculator will help you develop or fine-tune a savings
plan for education.
Click here

Retirement Planner

Prepare for your retirement. Learn how much you’ll need to save based off annual income and your chosen retirement age.
Click here

Savings Calculator

Adjust savings amounts, monthly additions, and rates of return to learn how a savings
account can work for you.
Click here

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