Personal Individual Retirement Account

Citizens State Bank is here to help you plan and save for your retirement


Invest your money for your retirement. For more information on interest rates associated with this account, please review the Rates page.
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IRA Details


  • Opening Deposit: $100.00
  • Minimum Monthly Deposit: None
  • Interest Bearing: Yes
  • Interest Rate: Varies depending on term length*
  • Statements: None

Apply by contacting us or visit us at any of our branch locations.

IRA Features

Client Service

Our staff is eager to help you.

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Mobile Banking

For easy, on-the-go access download our mobile app.

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Digital Banking

For easy, on-the-go access all you have to do is sign up.

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