About Us


Citizens State Bank was founded in 1919. Since then we have been helping our clients achieve their goals, whether it is to open a new business, grow an existing business, build a home, save for college or just have a hassle free banking experience.

As a community bank we are committed to economic and individual growth within the communities we serve. Every aspect of Citizens State Bank is designed to make your life a little better, your banking a little easier and help you achieve your dreams.

On July 30, 1919 we became the 1,197th bank in Texas to receive a charter. On July 2, 1934 Citizens State Bank became a member of the FDIC.

At Citizens State Bank Relationships Matter.

Our Vision

Citizens State Bank is to be recognized as the uniquely committed conduit for economic and individual growth within the communities served.

Citizens State Bank must develop and implement intentional initiatives through economic, social and political relationships that will produce robust and vibrant local economies for the benefit of the whole, while staying independent and specifically community oriented.

The ability to differentiate will be evident solely by Citizens State Bank’s community-commitment focus through common sense vision, decisions, and actions and not forced by outside influences.

Years in Business

Trey Allison, III | President, CEO, COO

Michelle Hill | Executive Vice President, CFO

Relationships Matter

Branch Locations

P.O. Box 576

101 S. Wheeler

Colmesneil, TX 75938

P.O. Box 720

101 Live Oak

Marlin, TX 76661

P.O. Box 580

12618 FM 92 S.

Spurger, TX 77660

800 Washington Ave.

Waco, TX 76701

P.O. Box 160

11755 Highway 69 S.

Warren, TX 77664

P.O. Box 109

102 W. Bluff

Woodville, TX 75979

*Corporate Office

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